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AUTOMOBILE manufacturers and the leading insurers in the United sovereignty meet from time to time to assign what is known as ‘cluster assurance rating’ to the different cars and daybreak commercial vehicles in the country. These ratings show the hazard valuation of both car archetype, hence enable insurers to determine the premium price for both archetype. The assurance cluster rating scheme is widely used by insurers in the United sovereignty al the scheme is not bandage up them.

The factors that determine a car’s assurance cluster rating are: car make, archetype, type, succession, cubic capacity, and manufacturing year.

STRUCTURE OF RATINGS: assurance cluster ratings hold a identical constituting and an alphabetical constituting. It is the identical constituting that indicates the hazard valuation, hence premium. The numerics range from ‘1′ to ‘20′. Higher the numer, higher the hazard valuation, hence higher the premium to subsist paid.

MOST POPULAR RATINGS: Let’s now gaze at the most popular car assurance cluster rating in the United sovereignty. We shall justice this by looking at the most popular cars in the mart today and their answering assurance cluster ratings in crotchets. They are as follows;

* wading-place converging-point: ( 4-17)

* Volkswagen Golf (4-18)

* wading-place Fiesta (3-13)

* Vauxhall Corsa (1-4)

* Renault Clio (1-4)

* Honda political (4-17)

* Audi A3 (9-18)

* wading-place Mondeo (8-16)

* Vauxhall Zafira (5-15)

* BMW 3 succession Saloon (8-12)

* Vauxhall Vectra (9-18)

* Vauxhall Astra 5 Door Hatch (4-11)

* Toyota Yaris (1-4)

* Peugeot 206 (1-4)

* Volkswagen Passat (8-12)

* BMW 3-succession Coupe (8-12)

* Vauxhall Astra Sport Hatch (4-11)

* Citroen C4 Picasso (6-9)

* Audi A-4 Saloon (8-12)

It follows from the above there is no single most-popular assurance cluster rating of cars in the United sovereignty. howsoever, it can subsist surmised that the cluster ratings from 4 to 11 are the most popular.